PCBCalculatorMY

income Tax Calculator Malaysia

Estimate your annual personal income tax liability under LHDN progressive schedules. Check if you hold tax balance dues, or qualify for cash refunds.

Annual Tax Variables

Define your global tax year details

RM

Total yearly earnings (Salary + Bonus + commissions etc)

RM

Will be capped at RM4,000 for standard EPF tax relief purposes

RM

Declaring medical, dental, equipment, spouse or child reliefs

RM

The total cumulative monthly PCB auto-withheld by your company

Yearly Personal Tax ReconciliationResident 2026 Compatible
RM 2,820.00/ annual tax

This is your simulated final personal income tax liability based on the progressive rates. Below, check if you carry a balance due, or qualify for an LHDN tax refund.

Estimated LHDN RefundRM 1,380.00To be wired to your bank post filing
Chargeable Income baseRM 62,000.00Calculated after subtracting reliefs

Statutory Calculations Reconciliation Table

Standard Personal ReliefRM9,000.00
Capped EPF Relief (KWSP)RM4,000.00
Total cumulative reliefsRM13,000.00
Simulated Chargeable IncomeRM 62,000.00
Estimated final LHDN Personal Income TaxRM 2,820.00
Note: This simulator supports progressive rates applicable exclusively to tax resident individuals in Malaysia (who spend 182 days or more in-country within the calendar year of assessment). Non-residents carry a separate flat taxation model (typically 30% flat) with no access to personal reliefs.
Please Note: This calculator provides an estimate only and is not an official LHDN ( Hasil ), KWSP or PERKESO statutory submission tool. Actual PCB, EPF, SOCSO and EIS amounts may vary depending on employee status, residency, tax relief eligibility, rebates (e.g. spouse/children declarations), TP1/TP3 information, prior employment records within the year, and official updates. Please verify calculation figures against official LHDN portal, KWSP booklets, PERKESO schedules, or consult with a certified payroll/tax compliance specialist.

How Progressive Tax Brackets Work

Personal income tax in Malaysia follows a progressive tax rate schedule for residents, ranging from 0% (for incomes RM5,000 or below) up to 30% (for high earners exceeding RM2 million).

By taxing separate income bands under progressively higher rates, the tax system ensures equity across different income levels. Non-residents, however, are subject to flat rates (typically 30%) with no access to tax deductions.

The Purpose of Tax Relief Declarations

Malaysian tax rules offer numerous avenues to offset your annual chargeable income base. Popular LHDN tax deductions include education fees, health checkups, life insurance premiums, parental medical bills, and lifestyle purchases.

Maximizing these deductions during e-Filing directly lowers your final tax liability, increasing your chances of getting a nice tax refund from LHDN.

Frequently Asked Questions (FAQs)

You are deemed a tax resident if you reside in Malaysia for at least 182 days cumulative during the calendar tax year. Residents benefit from progressive brackets (0% to 30%) and personal deductions.

Related Calculators & Worksheets

PCB Tax EstimatorGross-to-Net Salary CalculatorAnnual Income Tax CalculatorAnnual Bonus PCB CalculatorEPF (KWSP) Contribution Calculator

Verified Official Government Sources

We encourage you to audit and verify your tax/salary breakdowns against the latest official Malaysian government directives and statutory booklets:

LHDN / HASiL (Inland Revenue Board)

Official agency governing personal income tax e-Filing, CP39, and PCB computerized policies.

KWSP / EPF (Employees Provident Fund)

Mandatory retirement savings schema, interest rates, and Form 17A contribution policies.

PERKESO / SOCSO (Social Security)

Disability schemas, table schedules, and standard employer/employee Category 1/2 rates.

PERKESO EIS / SIP (Employment Insurance)

Job loss safety plans, application process, and 0.2% rate policies.