Our Calculation Math & Methodology

Accuracy and trust are our priorities. Our calculations are designed using a transparent, simplified annualized simulation based on LHDN (Lembaga Hasil Dalam Negeri) progressive income tax schedules verified for the tax years 2025/2026. ### EPF (KWSP) Contributions EPF calculations are based on standard Citizen rates below age 60: 11% for employees. Employer contributions are dynamically tiered: 13% for monthly wages under RM5,000, and 12% for wages exceeding RM5,000. ### SOCSO (PERKESO) Contributions SOCSO limits follow the current statutory wage ceiling of RM6,000, utilizing standard Category 1 rates (0.5% employee, 1.75% employer) tracing official schedules. ### EIS (Sistem Insurans Pekerjaan) EIS applies flat rates of 0.2% for employees and 0.2% for employers on salaries up to a maximum wage ceiling of RM6,000. ### PCB (Potongan Cukai Bulanan) Our PCB uses the annualized method: Gross Monthly Salary is multiplied by 12, statutory deductibles like EPF are applied up to RM4,000, personal relief is set to RM9,000, and progressive tax brackets are computed to determine the monthly deduction. Individuals with chargeable income below RM35,000 receive the statutory RM400 LHDN rebate.