Panduan Kadar Caruman KWSP (EPF) Malaysia
By LHDN Payroll Architect1 min read • 53 wordsLast Updated: June 2026
Kumpulan Wang Simpanan Pekerja (KWSP) adalah tabung simpanan persaraan mandatori bagi warga Malaysia sektor swasta. Ketahui pecahan caruman anda hari ini.
Please Note: This calculator provides an estimate only and is not an official LHDN ( Hasil ), KWSP or PERKESO statutory submission tool. Actual PCB, EPF, SOCSO and EIS amounts may vary depending on employee status, residency, tax relief eligibility, rebates (e.g. spouse/children declarations), TP1/TP3 information, prior employment records within the year, and official updates. Please verify calculation figures against official LHDN portal, KWSP booklets, PERKESO schedules, or consult with a certified payroll/tax compliance specialist.
Kadar Caruman Biasa
Bagi pekerja berumur di bawah 60 tahun, kadar potongan sumbangan pekerja adalah 11%. Manakala bagi majikan, kadar ialah 13% untuk gaji RM5,000 ke bawah, dan 12% bagi gaji yang melebihi RM5,000 sebulan.
Frequently Asked Questions (FAQs)
Ya, kadar simpanan boleh ditingkatkan secara sukarela dengan mengisi Borang 17A (Khas) KWSP dan menghantarnya kepada majikan anda.
Related Calculators & Worksheets
Verified Official Government Sources
We encourage you to audit and verify your tax/salary breakdowns against the latest official Malaysian government directives and statutory booklets:
LHDN / HASiL (Inland Revenue Board)
Official agency governing personal income tax e-Filing, CP39, and PCB computerized policies.
KWSP / EPF (Employees Provident Fund)
Mandatory retirement savings schema, interest rates, and Form 17A contribution policies.
PERKESO / SOCSO (Social Security)
Disability schemas, table schedules, and standard employer/employee Category 1/2 rates.
PERKESO EIS / SIP (Employment Insurance)
Job loss safety plans, application process, and 0.2% rate policies.
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